Jenny Plaugher, Author at PlanRock

Mortgage Rates Starting to Fall – Housing Market Overview
With the Federal Reserve’s initial rate cut this past month, interest rates on consumer loans from automobiles to credit cards began to see a decrease as well. Significantly affecting the housing market and […]

Published On: October 16, 2024Categories: Housing Market
Rates Hesitate To Fall Further – Fixed Income Overview
Bonds reacted cautiously to the Fed’s initial rate reduction, anticipating that the Fed may not reduce rates as quickly as hoped. The yield on the 10-year Treasury ended September at 3.81%, not much […]

Published On: October 15, 2024Categories: Retirement
Rates Hesitate To Fall Further – Fixed Income Overview
Bonds reacted cautiously to the Fed’s initial rate reduction, anticipating that the Fed may not reduce rates as quickly as hoped. The yield on the 10-year Treasury ended September at 3.81%, not much […]

Published On: October 15, 2024Categories: Retirement, Uncategorized
The Fed Has Been Raising & Lowering Rates For Years – Fed Funds Rate History
The Federal Reserve attempts to address inflation and the employment market via increasing and decreasing short term rates via the Fed Funds, yet long term rates are established and set by the enormous […]

Published On: October 14, 2024Categories: Debt/Mortgage/Liabilities, Economy
Stocks Remain Resilient In September – Domestic Equity Overview
Domestic equity indices bounced upward in September, defying notions that the month has been a historically dire month for stocks. The Fed’s greater than expected rate cut prompted a rise in equities for […]

Published On: October 14, 2024Categories: Stock Market
Macro Economic Overview – Oct 2024
Uncertainty among global markets rose as conflict in the Middle East elevated tensions and roiled energy markets. Oil and fuel prices spiked as the threat of supply constraints and the disruption of shipping […]

Published On: October 11, 2024Categories: Economy
Market Indexes / October 2024
(all values as of 09.30.2024) Stock Indexes: Dow Jones 42,330 S&P 500 5,762 Nasdaq 18,189 Bond Sector Yields: 2 Yr Treasury 3.66% 10 Yr Treasury 3.81% 10 Yr Municipal 2.63% High Yield 6.66% […]

Published On: October 11, 2024Categories: Market Index Returns
How A Weak Dollar Affects The U.S. Economy – Currency Overview
With the anticipation of the Fed initiating its rate reduction objective in September, expectations are that the U.S. dollar will also begin to fall as well. Historically, nearly ever time that interest rates […]

Published On: September 24, 2024Categories: Economy
Job Openings Are Falling – Labor Market Overview
U.S. job openings fell to the lowest level in three and a half years and returned to pre-pandemic levels in another sign the labor market has softened and that people can’t find work […]

Published On: September 23, 2024Categories: Economy
Rates On Track To Continue Heading Lower – Fixed Income Overview
Interest rates on certain consumer loans including mortgages and auto loans began to gravitate lower in August in anticipation of the Fed’s objective to begin lowering the Fed Funds Rate in September. Treasury […]

Published On: September 23, 2024Categories: Debt/Mortgage/Liabilities, Retirement

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