Retirement

Long Term Yields Rise Leading Up To Election – Fixed Income Update
Anticipation of economic growth policies proposed during the campaign, prompted the possibility of elevated inflationary pressures, driving bond yields higher. Many of the proposed policies will require Congressional approval before being enacted. The […]

Published On: November 15, 2024Categories: Retirement
Rates Hesitate To Fall Further – Fixed Income Overview
Bonds reacted cautiously to the Fed’s initial rate reduction, anticipating that the Fed may not reduce rates as quickly as hoped. The yield on the 10-year Treasury ended September at 3.81%, not much […]

Published On: October 15, 2024Categories: Retirement
Rates Hesitate To Fall Further – Fixed Income Overview
Bonds reacted cautiously to the Fed’s initial rate reduction, anticipating that the Fed may not reduce rates as quickly as hoped. The yield on the 10-year Treasury ended September at 3.81%, not much […]

Published On: October 15, 2024Categories: Retirement, Uncategorized
Rates On Track To Continue Heading Lower – Fixed Income Overview
Interest rates on certain consumer loans including mortgages and auto loans began to gravitate lower in August in anticipation of the Fed’s objective to begin lowering the Fed Funds Rate in September. Treasury […]

Published On: September 23, 2024Categories: Debt/Mortgage/Liabilities, Retirement
Rates Head Slightly Lower As Turbulence Escalates – Fixed Income Overview
Rates gradually headed lower in July as Treasury and corporate bonds saw yields drop and prices rise. Weak employment data and slowing economic indicators accelerated the expectation that the Fed will lower rates […]

Published On: August 16, 2024Categories: Retirement
Rates Start To Stabilize – Fixed Income Update
As recent economic data revealed a slowing economic environment in the second quarter, rates have begun to stabilize pointing to a downward trend over the next few months. The yield on the benchmark […]

Published On: July 17, 2024Categories: Retirement
IRS Waives Penalties For Missed Inherited RMDs – Tax Planning
The IRS has recently extended relief for certain heirs regarding Required Minimum Distributions (RMDs) from inherited IRAs. The penalties for missed RMDs from inherited IRAs for the years 2020 through 2024 will be […]

Published On: June 18, 2024Categories: Retirement, Taxes
Rates Hold Steady Yet Still Too High For Consumers – Fixed Income Update
Rates held steady in May as the Fed’s indecisiveness stirred confusion in the bond markets. The yield on the benchmark 10 year Treasury bond ended May at 4.51%, down from 4.7% in April […]

Published On: June 17, 2024Categories: Economy, Retirement
Yields Remain Stubborn As Fed Waits – Fixed Income Overview
Bond yields and interest rates stalled in April, as the Fed announced that it wasn’t yet ready to begin reducing rates. Geopolitical tensions in the Middle East also affected Treasury bond yields, as […]

Published On: May 15, 2024Categories: Retirement
Rates Remain Stubborn – Fixed Income Overview
Inflationary pressures and better than expected employment data, pushed rates slightly higher in March, persuading the Fed to hold off on its rate reduction strategy. Short term rates rose as expectations for a […]

Published On: April 12, 2024Categories: Financial Planning, Retirement