Short Term Rates Remain Higher Than Long Term Rates – Fixed Income
40-year highs in inflation and Federal Reserve rate hikes played havoc on bonds throughout 2022, sending short and long terms rates to levels not seen...
Category: Debt/Mortgage/Liabilities
The Hidden Contribution to Inflation – Monetary Policy
The Fed has increased interest rates by 3% over 3 months, the largest increase since 1982, as a response to the highest inflation in over...
Housing Affordability
Series 2 of 2: Home Prices Fall for the First Time in 10 Years Ever since the housing market plummeted in the 2008 Great Recession, houses...
Fixed Income Review
Short-term Treasury bonds continued to post higher yields than longer-term Treasury bonds. Six-month maturity bonds yielded 4.57% at the end of October, higher than 30-year...
Rates Held Steady In May – Fixed Income Review
Short term and long term Treasury bond yields fell moderately in late May, known as a shift down in the yield curve. Such a dynamic...
Fed Prepares To Raise Rates Starting This Month
Tensions surrounding the Ukrainian crisis may create additional inflationary pressures simultaneously as economic growth recedes, thus complicating efforts by the Fed to stay the course...
Where Are Home Prices Headed
After rising consecutively every quarter since the middle of 2020, housing prices have started to pullback. Limited inventory, migration to rural areas, extended low mortgage...
Rates Head Higher – Fixed Income Update
Interest rates continued on a gradual climb in January, with rates on key consumer loans such as mortgages, auto loans, and lines of credit all...
Record Mortgage Issuance Expected To Continue…For Now
A robust housing market led to a record number of mortgages issued in 2020, with over $4 trillion in mortgage loans issued as reported by...
Short Term Rates On The Rise
Rates continued on a gradual assent in October, with the 10-year Treasury bond yield ending the month at 1.55%, up from 0.88% this same time...