Loans May Be Easier To Qualify For As Mortgage Rates Rise
Rising mortgage rates since the beginning of the year have slowed mortgage applications down. Should employment conditions improve allowing more to qualify for loans, then...
Category: Housing Market
How Lending Standards Affect Consumers – Finance & Lending Overview
Even before the pandemic materialized, banks and finance companies were already starting to tighten lending standards. The low rate environment for the months leading up...
Markets Remained Resilient In 2020 – Equity Overview
Equity markets rebounded in a historical fashion from the lows in March 2020 to the end of the year, driven by vaccine optimism, low rates,...
Rates Held Steady Throughout 2020 – Fixed Income Update
Rates remained near historic lows throughout 2020 as ambitious efforts by the Federal Reserve and the Treasury ensured critical liquidity in the fixed income markets....
Rates Rise Slightly In November – Fixed Income Update
Rates rose slightly in November, with the benchmark 10-year treasury bond yield approaching levels not seen in nearly six months. As the yield on the...
Homeowner Equity Reaches New Highs – Housing Market Update
Homeowner equity as a percentage of home values reached an all time high in the 2nd quarter of 2020, surpassing the most recent previous highs...
What’s In Store For The Housing Market
Euphoric media reports about the housing market are starting to come into question, as the fragility of the housing market is gradually being exposed. The...