Housing Market

Record Mortgage Issuance Expected To Continue…For Now
A robust housing market led to a record number of mortgages issued in 2020, with over $4 trillion in mortgage loans issued as reported by the Mortgage Bankers Association. A rush to refinance […]

Published On: January 11, 2022Categories: Debt/Mortgage/Liabilities, Housing Market
Rates Start Their Steady Climb
Various fixed income analysts expect a reversal in downward trending rates as the Fed prepares to start raising short term rates as early as the first quarter of 2022. The Fed is on […]

Published On: January 11, 2022Categories: Economy, Housing Market
Housing Update
As home prices have soared over the past year and housing inventories fallen, more and more families are being forced to rent rather than own. As the demand for rentals has been increasing, […]

Published On: September 16, 2021Categories: Housing Market
Consumer Awareness July 2021
As home values have increased, so has the need to review insurance policies to be certain that appropriate coverage is in force. It is recommended that homeowners review their current coverage on their […]

Published On: July 15, 2021Categories: Consumer Behavior, Housing Market
Higher Home Prices Create Affordability Challenges For Buyers
Home prices rose at the fastest pace since 2005, rising 12.6% nationwide over the past year. All 50 states saw a rise in home prices with Idaho, Utah, Arizona, New Hampshire and Connecticut […]

Published On: June 18, 2021Categories: Housing Market
Home Equity Surpasses $21 Trillion
With home prices rising roughly 12% from February 2020 to February 2021, equity levels have risen producing heightened wealth among millions of homeowners. Elevated equity has allowed homeowners to remodel and improve existing […]

Published On: May 13, 2021Categories: Debt/Mortgage/Liabilities, Housing Market
Loans May Be Easier To Qualify For As Mortgage Rates Rise
Rising mortgage rates since the beginning of the year have slowed mortgage applications down. Should employment conditions improve allowing more to qualify for loans, then there could be a resurgence in refis and […]

Published On: April 13, 2021Categories: Debt/Mortgage/Liabilities, Housing Market
How Lending Standards Affect Consumers – Finance & Lending Overview
Even before the pandemic materialized, banks and finance companies were already starting to tighten lending standards. The low rate environment for the months leading up to the pandemic culminated into a flurry of […]

Published On: February 19, 2021Categories: Consumer Behavior, Economy, Housing Market
Markets Remained Resilient In 2020 – Equity Overview
Equity markets rebounded in a historical fashion from the lows in March 2020 to the end of the year, driven by vaccine optimism, low rates, and continued stimulus funding. Margin loan balances increased […]

Published On: January 8, 2021Categories: Debt/Mortgage/Liabilities, Economy, Housing Market
Rates Held Steady Throughout 2020 – Fixed Income Update
Rates remained near historic lows throughout 2020 as ambitious efforts by the Federal Reserve and the Treasury ensured critical liquidity in the fixed income markets. Key rates fell across the board in 2020, […]

Published On: January 8, 2021Categories: Debt/Mortgage/Liabilities, Economy, Housing Market