• Housing Affordability

    Series 2 of 2: Home Prices Fall for the First Time in 10 Years Ever since the housing market plummeted in the 2008 Great Recession, houses have skyrocketed in price. Even with home prices ...

    Published On: November 21, 2022Categories: Debt/Mortgage/Liabilities, Housing Market

  • Fixed Income Review

    Short-term Treasury bonds continued to post higher yields than longer-term Treasury bonds. Six-month maturity bonds yielded 4.57% at the end of October, higher than 30-year maturity bonds at 4.22%. Analysts term this dynamic ...

    Published On: November 17, 2022Categories: Debt/Mortgage/Liabilities

  • Equity Overview November 2022

    U.S. equity markets rebounded in October with the Dow Jones, S&P 500, and Nasdaq indices all posting positive gains for the month. Technology, health care, and financial stocks were the largest contributors to ...

    Published On: November 14, 2022Categories: Stock Market

  • IRS Raises 2023 Tax Brackets due to Inflation

    The Internal Revenue Service (IRS) controls the adjustments of tax brackets and standard deductions, and annually makes tax code adjustments based on the cost of living factors, congressional demands, and inflation. The adjustment ...

    Published On: November 11, 2022Categories: Taxes

  • Macro Economic Overview November 2022

    The Fed continued on its steepest rate increase since the early 1980s. Political pushback against the Federal Reserve has been building as criticism surrounding the rate hikes has become a focal issue. October ...

    Published On: November 10, 2022Categories: Economy

  • Stocks Endure Difficult Third Quarter

    Equities across the board were down in the quarter ending September 30th, as the market continues to react to global turmoil and the Fed’s aggressive interest rate spikes. Sectors that held up the ...

    Published On: October 28, 2022Categories: Economy

  • Unemployment Claims On The Rise

    Unemployment claims reached their highest level since late November 2021, and have steadily increased throughout the year. As of the week ending on August 6th, the job market saw initial unemployment claims rise ...

    Published On: October 19, 2022Categories: Economy

  • The Fed’s Continuous Increase Of The Fed Funds Rate

    The Fed Funds Rate, which is controlled by the Federal Reserve Board (also known as the Fed), is the interest rate at which banks charge each other to borrow money. This year, the ...

    Published On: October 18, 2022Categories: Economy

  • Retirees Make Up an Increasing Part of the Population

    Since the early 2010s, the share of the U.S. population made up of retirees has been growing at a fairly constant rate, yet saw a spike since the beginning of the pandemic. In ...

    Published On: October 17, 2022Categories: Retirement

  • Housing Affordability Series 1 of 2: Rising Mortgage Rates Deter New Buyers

    The 30-year conforming mortgage rate has a profound effect on the prices of homes and the rate at which interest is collected on mortgages. This rate is increasing, which has an inverted effect ...

    Published On: October 14, 2022Categories: Economy